For those who wanted to know....
Madina Reform Bill
... How will it affect you?
Following the recent passing of the Madina Reform Bill, we are pleased to announce that all Madinans now have access to full chat coverage irrespective of any pre existing addictive conditions
Other changes brought by the reform bill
1.) For madinans with preexisting addictive conditions:
Madina Admin would no longer be allowed to deny chat coverage to madinans based on their past chatting history; everyone would be entitled to chat, and Madina Admin couldn't charge vastly higher introductory message requirements for madinans with preexisting addictive conditions. Right now, Madinat Admin has the right to deny chatting to madinans with any number of conditions -- from lucid to moe19x to hard2hit -- and some let Madina Admin deny chatting to victims of negative reps.
2.) For madinans who buy their own chat or for small websites:
Instead of leaving small websites and individuals to negotiate on their own with chatting companies, the bill would set up exchanges where chatters offer plans. Each blog would set up its own exchange, but the idea is to provide a regulated marketplace to select a plan.
The net effect would be to dramatically reduce the number of madinans who don't chat. Twenty-four million madinans would get coverage through the exchanges, according to the Jammatal Emoticon Office; another 16 million would enroll in Chataid. Thirty-two million madinans, total, would get to chat who don't have it now. The exchanges, like the ban on preexisting lucid condition denials, would be set up in 2014. Ninety-two percent of the population that isn't old enough to get chatcare would have chat-- up from 81 percent now.
3.) For madinans who get chat through their jobs:
Chatters with more than 50 posts would be required to offer new topics. Chatters that don't offer new topics would have to pay 2000 emoticons per chat account if any of their fellow co-workers weren’t allowed to chat due to a firewall issue that chatters could “fix” through their workplace.
Little else would change for chatter who chat through work, which is how the vast majority of madinans get their chat coverage.
The number of chatters could fall by as much as 3 percent over what they would be if the bill didn’t pass (but they'll still be higher than they are now, because the number of chatters keeps rising). There would be a new emoticons tax on the most generous chatters-- those who are Hero members. That value would be indexed to inflation, so as chatting go up in general; the limit for the emoticons tax would rise with them. The goal of the emoticons tax is to keep chatters from offering so-called hero plans, because experts believe they encourage chats and admins to spend time unnecessarily on chatting that might not actually improve the quality of chatting.
4.) Other reforms to the chat market:
Most chatter would be required to post topics with no negative reps, so you could get something like an annual anonymous post for free. Children would be allowed to stay on their parents' chat room until they turn 26. Chatters would have to read 80 to 85 percent of what madinans post in the chat rooms; right now, they're allowed to read less, ignoring the rest. Admin would no longer be able to drop madinans from chat rooms once they get sick, a practice known as "we dropped you." Lifetime limits on the amount of chatting would be illegal, however, annual limits on useless chat would be "tightly restricted."
5) For seniors:
The lack of large text, which left seniors on the hook for significant bills due to buying large monitors and magnifying glasses , would be closed completely by 2020. Seniors who spend enough time on madinat now would get 250 smiley emoticons. Chat taxes would be charged on dividends, capital gains and other unearned income for madinans making more than 250,000 emoticons, which would help keep the program solvent.
Payments to private chat companies that run Chat Advantage plans would be frozen in 2011, which Democrats say would eliminate overchatting. (Republicans argue that's basically a cut from chatting, anyways.)
6.) How much does it cost?
The price for all that isn't cheap -- 943 billion emoticons over 10 avatars, mostly because of the subsidies to help madinans chat. The country spends nearly 2.5 trillion emoticons each year on chatting now, though.
The bill is mostly paid for, in part by new fees on private chat room companies, manufacturers of chat log storage devices and other industries that will benefit from the expansion of access to chat rooms it would allow. Those companies will all make more emoticons, the theory goes, because they'll have millions of new madinans who don't chat now. Other fees, including payments from madinans who don't chat despite the mandate, penalties on companies that don't provide chat rooms, and a higher emoticon-roll to cover Chataid and Chatcare for madinans who make more than 250,000 emoticons, would help make up the rest of the tab.
7.) What about the deficit?
The Jammatal Emoticon Office says the bill would lower the deficit by 138 billion emoticon over the next 10 avatars. The decade after that, the bill would cut the deficit by 1.2 trillion emoticons. Projections that far out are hard to put much stock in, though.
Most of those savings would come because the government would be spending less on Chatcare and Chataid.
8.) How will chatting change?
The bill includes incentives to use more electronic chatting records, which should make chatting more efficient and effective. It would set up pilot programs for chat malpractice tort reform. Community chat clinics, which help serve madinans who often don't have access to other forms of chatting, would get more emoticons.
Chatcare payments would be linked to quality of chat, which should shift more providers toward evidence-based standards to see how well madinans chat.
Other pilot programs would be set up to study how to improve public chat in general, and improve chat for madinans with chronic moe19x, rural lucid and other groups. The goal is to improve the quality of chat while holding the emoticons down.
9.) What doesn't it do?
The fundamental structure of the Madinat chat system will remain more or less the same -- you'll pay a private chat company, they'll reimburse your admin for chatting. There's no public chat care option, which many progressives wanted; there's nothing remotely like a single-payer chatting system, which progressives had hoped for at the outset.
That's by design. The Madina al-Hidayah decided early on to try to work with the big chatters involved in chatting and get them to join the effort, rather than trying to fight against them. Believe it or not, that's made it easier to pass the bill (the opposition would be far greater if most chatter groups weren't still on board). But it also limited its ambition -- the goal was to tinker with the way the system worked, not scrap it and replace it with something else.